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Overdraft loans

You need to pay accounts immediately but you do not have enough funds for this? Your contractors working in advance basis? Then the best solution for you would overdraft loans from JSCB Ukrsotsbank.

Ukrsotsbank offers two types of overdraft loans:

  • If you work in a short-term breaks of small amounts payments terms then process your Overdraft Express loan in national currency amounting to 10% of the average monthly income to the current account during the last two calendar months, which can be opened on the basis of a minimum package of documents.
  • If you are interested in large amounts, including foreign currency, we offer you Overdraft Classic loan in national and foreign currency amounting up to 30% of the average monthly income to the current account during the last two calendar months.

What you get:

  • You ensure cash payments continuity even in the absence of necessary funds in the account
  • You can choose overdraft limit concurrent with the opening of the new current account
  • You can set the overdraft limit on several current accounts at once

How to use the service:

  • Contact the nearest branch serving small and medium business clients
  • Provide manager with required package of documents for processing overdraft

Advantages:

  • Flexible interest rates, depending on the term of overdraft tranche
  • Automatic repayment of the debt by means of the further funds inflow
  • Attractive crediting conditions
  • Absence of security on a loan
  • The possibility of processing the loan during one day, with a minimum package of documents (Overdraft Express)
  • The possibility of increasing the overdraft limit to 5% for clients with positive credit history in Ukrsotsbank

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